Mortgages

To most people the purchase of their own home and securing the related mortgage is the largest financial undertaking they will make. Each individual's circumstances are different and it is therefore critical that the most appropriate mortgage is sourced in terms of both cost and future flexibility.

There are hundreds of different mortgage offerings available on the market giving a wide range of interest rate options and a bewildering array of product features often with obscure penalties, charges or fees.

We believe that it is essential that you seek independent, impartial mortgage advice from an intermediary such as Mackenzie Financial Planning who is able to research the whole market for the mortgage that best suits your individual needs. It is also important to constantly review your existing mortgage arrangements to find out if they continue to meet your circumstances and more importantly to establish whether you can reduce your monthly payments and/or reduce the term of your mortgage.

Mackenzie Financial Planning can help you whether you are:
• A First-time buyer
• Re-mortgaging
• Seeking to release equity
• Capital raising
• Purchase of a second home
• Buy to Let
• Debt consolidation

Click here to arrange a free initial consultation with one of our mortgage advisers.

Think carefully before securing debts on your home
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice, although this is normally paid by way of an introduction fee from the lender we arrange your mortgage with.
The precise fee will depend on your own circumstances, typically this could be 0.5% of the amount borrowed.